8 Best Money Saving Apps

Being able to save money is essential for people from all walks of life. No matter your age or occupation, it is necessary to save money. Whenever you save money, you are doing yourself a massive favor that you will realize later.

Making money in itself is hard, and life should not be a cycle of making money and making it again while you would be better off saving the much you have. When you are healthy and robust, you should save the money you are making.

This will ensure that you have a rainy day fund to help you make progress in your life and get something done. For instance, you can start saving up for expenses that are not immediately required to enable you to save a significantly more significant amount.

Whenever you are set on saving a lot of money when you are strong and healthy, you will avoid going broke when you are weak and unable to make money. As a technology-savvy person, there are several apps that you can use to enable you to save money better.

These apps have been designed with a person of your characteristics in mind. It ensures that you can keep track of your goals without feeling pressured or hurried to achieve anything.

With the apps, you will have a handy means of keeping an eye on your goals and determining the progress you have been making so far.

The apps are easily accessible from your mobile device, and whenever you feel like knowing how much you have been saving, you need to open the app and see your progress. The mobile apps are also designed to make saving more accessible and safer for you.

As such, they have a friendly and gamified design to ensure that you are always on track for your saving goals and capable of setting new goals as you complete the ones you have already established.

The apps are also equipped with features that enable notifications to remind you when you need to save next. For instance, when you have been paid your salary, other expenses might try to drag you away from your primary goals.

However, reminders will ensure that you are not distracted from your goals and can quickly start saving money. The use of notifications is essential when you have so much going on in your daily life, and it ensures that you do not lose track of your main goals.

With the reminders, you will also set aside some money whenever you have plenty at hand. This will then ensure that you are saving steadily and not skipping out on the moments when you have a bit of additional cash.

In addition to the reminders, statistics is another feature you should look for in a money-saving app. It would help if you were kept aware of the progress that you are making concerning your saving goals.

The overarching goals of saving can be improved when you have figures and charts of your performance in the past.

When you can track your saving performance over time, you will know where you did good, which will encourage you to save more. There are many ways of visualizing data, and mobile devices make it easier to see information presented as a graph.

With the analytics of your performance over time, you will not only get to save more, but you will also be consistently in line with your saving goals without veering off the track or deviating from your original intention. A visually appealing user interface also determines whether you will be able to save or you will feel discouraged and unable to save. The apps we list below are intended for use with your smartphone and have the best visual features.

As such, you always have a clear road map ahead of you, and you will save more with the apps. Seeing the numbers and figures clearly and accurately will ensure that you are more focused on your saving goals and fully aware of the much progress that you have made so far. Achieve your financial goals by staying focused and staying away from distractions. Get any of the apps listed below and start your saving adventure.

Saving money is a habit that everyone needs to cultivate. If you are keen, you might end up spending your money on things that do not make sense, and in turn, this affects the decisions you make in the long run. If you have been having issues with such things, then it makes sense to get some help. There are apps in the market that allow you to save your money and even meet your target goals quickly. If you feel like you need some help with the perfect saving plan, then these apps would come in handy for you. Here are the 8 best money savings apps in the market.

Acorns

If you are new to saving and have no idea where to start, you should consider using the Acorns. It is a great app for you if you have issues remembering to put your money into a savings account. You can set a recurring amount to be deposited into your Acorns account for some time. It ensures that you regularly save even if you are a spendthrift. While it is not a free app, its starting cost is $1 month is affordable, and you get to access the app.

Chime

If you would like a savings bank app that is entirely online, you should look into the Chimes. It has maintained a reputation of being one of the leading line bank apps that offer excellent banking and saving options for its users. One of the things that makes this app different is, that it does not hold any of your money. The money you save gets deposited into The Bancorp Bank, and you can earn some interest on the money you have saved. It is a great way to encourage you to save since you care sure that whatever amount you save will have a little more added to it when it comes to term.

Current

Current is another money-saving app. It lets you get your direct deposit two days faster.  It has no hidden fees, and it uses automated savings goals which can either pull a set amount of money out of your account or roundup to the nearest dollar to make reaching your goal faster. It also removes gas holds on your account faster, so you have more immediately available funds.

Truebill

It has an automatic financial assistant that gives you back control of your money. Truebill identifies subscriptions to help you stop paying for things you no longer need and gives you an effortless breakdown of your finances to see where your money goes and how to improve. It also automatically scans your bills to find savings. You can upload your bills and let their negotiators work to get you a better rate. It has a great budgeting tool that automatically monitors your spending by category and keeps you on track toward your goals. They also have a program that if you need an interest-free pay advance of up to 100 bucks they will put it into your checking account in seconds.

Trim Financial Manager

Trim isn’t just another app. Trim works like a chatbox with Facebook or text messaging. You can connect your bank account, debit cards, and credit cards, and then it will search for recurring payments. It then sends you a text to find out if you’re still a current subscriber or would you like to cancel that subscription. Trim is also a great way to save on everyday bills as it negotiates your bills with cable, medical, and other providers. The chatbox will even seek out promotions and discounts to help you save money. You can sign up for the Trim credit card and you’ll receive a $10 off coupon the next time you go grocery shopping. You’ll continue to receive offers and discounts at various stores. Trim is like having your own personal financial assistant.

Topcashback

Would you like to get paid to shop? Topcashback Is a free app that has over 4000 retailers They have an extension for Chrome and Firefox plus an app for Android and Apple They also have coupons and deals for your favorite stores plus they have some in-store coupons as well. It’s a great cash-back program to make some money on the side with 80% positive reviews.

Digit

One of the renowned automated saving plans has to be Digit. The reason behind this is, that Digit works on a simple concept. It analyses your spending and the money that moves in and out of your account. After a while, it automatically transfers the money in your check-in account into your savings account. Since it has all the data analyzed, you can be sure that it does not take more than what you need to your savings account.

Simplifi

If you struggle with budgeting, then this is the app for you.

Simplifi by Quicken is not just a money-saving app, it is a complete financial picture with a lot of features. It lets you see all your accounts, credit cards, loans, and investments in a single dashboard. It is easy to set up multiple saving goals across multiple accounts. It’s having smarter bill tracking so you can see what’s been paid what’s coming up and what its projected cash flow is. It organizes your finances in a way that ensures you keep everything in check.

Keep the Change

If you’re a Bank of America customer, consider their Keep the Change savings program. The program lets users transfer spare change to an account they choose.

Savings apps have made most people have a better relationship with their money. If you are having an issue with saving your money, then the apps listed above should come in handy for you. All you need to do is figure out which one will best suit your needs.